Polygon CDK for DeFi
Verdict: Choose for cost-predictable, high-throughput DeFi primitives.
Strengths: ZK-rollup gas fees are highly predictable and low, averaging $0.01-$0.05 per swap, ideal for frequent user interactions. Native EVM-equivalence ensures easy porting of Solidity contracts from Aave, Uniswap V3, and Compound. The shared ZK bridge to Ethereum and other CDK chains enables interoperable liquidity without fragmented bridging. Data Availability (DA) choices (Ethereum, Celestia, Avail) let you optimize for cost vs. security.
Considerations: Ecosystem is newer; you may need to bootstrap your own liquidity initially.
Arbitrum One for DeFi
Verdict: Choose for immediate access to the deepest liquidity and mature tooling.
Strengths: Dominant TVL ($18B+) with established protocols like GMX, Camelot, and Radiant. Optimistic rollup model is battle-tested for security. Nitro stack provides high throughput (~7k TPS theoretical). Rich developer experience with tools like Hardhat, The Graph, and Tenderly fully supported.
Considerations: Gas fees, while low, are variable and higher than ZK-rollups during congestion. Withdrawal to Ethereum L1 has a 7-day challenge period.